Photo of David Ruffin

David Ruffin

Principal

QwickRate

Associate Member

Professional Bio

Principal, IntelliCredit™, a division of QwickRate®
David’s extensive experience in the financial industry includes a long and pronounced emphasis on credit risk in a variety of roles that range from bank lender and senior credit officer to co-founder of the successful Credit Risk Management, LLC consultancy and professor at several banking schools. A prolific publisher of credit-focused articles, he is a frequent speaker at trade association forums, where he shares insights gained helping lending institutions evaluate credit risk—in both its traditional, transactional form as well as the risk associated with portfolios based on a more emergent macro strategy. David is an expert in assessing all aspects of the credit process and culture. Over the course of decades, he has led teams providing thousands of loan reviews and performed undreds of due diligence engagements focused on M&A and capital raising. Most recently he headed the DHGCredit Risk Management division at the Dixon Hughes Goodman accounting firm. David holds a B.A. from the University of North Carolina-Chapel Hill, a M.S. from East Carolina University and multiple degrees from the American Bankers Association’s graduate lending schools.

Company

Photo of QwickRate QwickRate
1350 Church St, Ext NE, Ste 200
Marietta, GA 30060
United States
678.797.4088 http://www.qwickrate.com
CBA of GA Logo Associate Member