2025 Bites and Insights 2: Community Banks are in Position A for 2025

Join Us for a Complimentary Virtual Learning Lunch Break

In collaboration with CBA’s esteemed service providers, we invite your bank to participate in our complimentary Virtual Learning Lunch Break. Each 60-minute session is hosted on our user-friendly online platform, offering an opportunity to deepen your understanding of a range of timely and relevant topics.

With the longest pause on record between the last interest rate hike and the first projected cut, community banks have had an extended window to prepare for a sustained period of declining rates, as anticipated by the Federal Reserve for the next two years.

INSTRUCTOR:

Jim Reber
ICBA Securities

Discussion Highlights with Jim Reber:

• Asset/Liability Profiles: How community banks can leverage their positions to mitigate the impact of falling interest rates.
• Deposit Gathering Trends: What to expect as the inverted yield curve fades and deposit activity normalizes.
• Strategic Earnings Opportunities: Exploring how banks can enhance core earnings through Net Interest Margin and capitalize on unrealized losses for strategic growth.

Don't miss this opportunity to gain actionable insights and strategies to navigate the current economic landscape effectively.

INSTRUCTOR INFO:
Jim Reber is President and CEO of ICBA Securities.  He has over 30 years of financial services experience, and is a frequent speaker and lecturer at bank investment seminars and workshops.  Jim also writes a monthly investment column for Independent Banker magazine.  He is a member of the Board of Regents at Barret School of Banking in Memphis, TN, and served a term as Chairman.  Jim is a Certified Public Accountant and a Chartered Financial Analyst, and is a graduate of Christian Brothers University, where he serves on the Board of Trustees as Chairman of the Finance Committee and University Treasurer.