CBA Associate Member Programs 2/26/25

ICBA Securities & Stifel Present: Balance Sheet Management and Your Loan Portfolio for Banks

March 6, 2025 | 1:00 - 2:00 p.m. | Register

Active loan portfolio management continues to be a valuable tool to maximize profitability, manage interest rate risk, and to manage concentration and liquidity needs. Today, institutions are looking to loan sales to manage liquidity levels on balance sheets, while managing capacity and concentration within certain loan types.

Institutions are taking advantage of wide spreads to boost earnings and mitigate net interest margin pressure by investing in loans that may not be available through organic loan originations. A competitive lending environment, coupled with changing funding profiles, has created balance sheet challenges that active loan portfolio management can help to address.

Hear options to actively manage your institution’s largest asset class and how it can help achieve your institutional goals.
• Current banking environment: loan growth, liquidity, and delinquencies.
• Benefits of buying and/or selling loans
• Important criteria for loan sellers and buyers to consider
• State of commercial real estate lending
• Recent activity and strategies for loan trading by community banks